Public Adjusters, Property Damage and Your Insurance Coverage. What Every Homeowner Needs to Know.

October 2nd, 2012

What is a Public Adjuster? Public Adjusters are advocates for the homeowner and business owner. Public Adjusters work for YOU,  NOT the Insurance Company. Our interest is in making sure you receive fair settlements when you have a property loss. In the State of Pennsylvania, we are licensed through the Department of Banking and Insurance, and are bonded.

Why Hire a Public Adjuster?  Public Adjusters have the knowledge and expertise to handle your claim from start to finish. We make sure that your claim is presented to the Insurance Adjuster in its entirety. This means that we will do a thorough inspection of the damage in your home and prepare a complete claims package based on that inspection.

Do you know what your Insurance Policy covers? Most insureds do not know what their responsibilities are beyond the initial reporting of the claim and meeting with their insurance company’s adjuster. Policies can be confusing and trying to understand the limitations and exclusions can be frustrating. Our job as Public Adjusters is to interpret the policy and work on your behalf to ensure you receive a settlement that is fair and within the limits and conditions of your insurance policy.

I am Michelle Murphy, licensed and bonded Public Adjuster in the State of Pennsylvania. I have been working in this industry for almost four years in the Pocono, Slate Belt and Lehigh Valley regions. I am pleased to be a part of one of the largest companies in Pennsylvania, Citizens Public Adjusters, and look forward to helping people with their property damage issues. Feel free to call me at 570-730-8607 if you have any questions concerning property damage to your home or business.  Come visit me and “Like” me on Facebook at http://www.facebook.com/pages/Michelle-Murphy-Public-Adjuster/186668698043821

 

Welcome to My Public Adjusting Website!

May 11th, 2012

Thank you for visiting my Website!  For those of you who know me have a look around and feel free to provide feedback. For those of you who don’t know me yet, I am a Public Insurance Adjuster licensed in Pennsylvania. A Public Adjuster is an advocate for home and business owners who have property damage.

I help people  get money from their insurance to pay for repairs. I have been a Public Adjuster for three years and have helped many people. Helping people has always been a passion of mine. That passion is what makes me successful in my business. Too many times I hear from people who are in a situation where they feel helpless or taken advantage of. A lot of times they are frustrated with the claims process. I can make that process easier. By handling all of the headaches, phone calls and letter writing, and also dealing with the insurance company and the adjuster, I take the burden off the home or business owner so that they can get back to what is important to them…their home or business and their lives!

Thank you again for visiting my site, and  I do hope you will come back from time to time to see what is new!

I am proud to service the Pocono Mountain and Slate Belt regions for the past 3 years.  If you, or anyone you know has a current or closed insurance claim, please contact me at 570-730-8607.

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February 13th, 2012

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