What is a Public Adjuster? Public Adjusters are advocates for the homeowner and business owner. Public Adjusters work for YOU,  NOT the Insurance Company. Our interest is in making sure you receive fair settlements when you have a property loss. In the State of Pennsylvania, we are licensed through the Department of Banking and Insurance, and are bonded.

Why Hire a Public Adjuster?  Public Adjusters have the knowledge and expertise to handle your claim from start to finish. We make sure that your claim is presented to the Insurance Adjuster in its entirety. This means that we will do a thorough inspection of the damage in your home and prepare a complete claims package based on that inspection.

Do you know what your Insurance Policy covers? Most insureds do not know what their responsibilities are beyond the initial reporting of the claim and meeting with their insurance company’s adjuster. Policies can be confusing and trying to understand the limitations and exclusions can be frustrating. Our job as Public Adjusters is to interpret the policy and work on your behalf to ensure you receive a settlement that is fair and within the limits and conditions of your insurance policy.

I am Michelle Murphy, licensed and bonded Public Adjuster in the State of Pennsylvania. I have been working in this industry for almost four years in the Pocono, Slate Belt and Lehigh Valley regions. I am pleased to be a part of one of the largest companies in Pennsylvania, Citizens Public Adjusters, and look forward to helping people with their property damage issues. Feel free to call me at 570-730-8607 if you have any questions concerning property damage to your home or business.  Come visit me and “Like” me on Facebook at http://www.facebook.com/pages/Michelle-Murphy-Public-Adjuster/186668698043821